About the Report

As climate change increases the frequency and severity of natural disasters, it may feel like little can be done to protect our homes and combat the hazards to come. But preventing losses first begins with understanding the state of how things are — and making an action plan to strengthen and adapt, be it shoring up a home’s roof, trimming tree branches or leveling up your insurance policy. Many insurance carriers are seeking to move towards this proactive model, where risk is understood precisely and completely upfront. Through this, any changes that occur to a property over time, like the growth of a tree over a roof, the addition of solar panels or other items that result in underinsurance, are detected as they appear. This model allows the carier to have the heart of a teacher, fostering a productive partnership between the insurer and the insured to reduce risk and premiums. So when the storm does come, you’re ready.